Do you remember WipEout games series ?
Quantum rush online is in the direct line. It’s a futuristic racing game I found f2p on Steam.
I installed it and made some races. It’s fun, you can make improvement to your ships via research, by some boost with the shop, and I believe access new ships with earnings.
I made a quick video test of the game. I’ve spent so many times playing WipEout on PS1 & PS2 long time ago and this game has a direct heritage.
You may try it 🙂
have fun and play